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Governance

Our Story Governance Our Members Opportunities

StateCover Mutual Limited is dedicated to the continuous improvement of our governance practices to ensure the excellence of our services and the sustainability of our commitment to keep our Members, their people – and our own – safe, well and working.

StateCover’s Board has a strong corporate governance focus, including five Board committees that help achieve our strategic plan. Our culture of integrity, accountability, ethical behaviour and respect for communities and the environment guides our business decisions. All StateCover Board members and our employees are responsible for upholding the values and behaviours that underpin our operations.

Our Board of Directors

Our Board includes local government representatives and Directors with broader insurance industry expertise to bring balance and an external perspective on the industry we operate in.

Jann Gardner

BA/LLB, MBA, GAICD

Jann is the Chair of StateCover, having joined the Board in 2012 as an Industry Director. She is also Chair of the People & Culture Committee, and a member of the Audit and Technology Committees.

Jann spent 27 years as a legal practitioner in the insurance industry, including 15 as partner in a national insurance law firm. She currently sits on the boards of several other APRA-regulated entities.

Andrew Crakanthorp

B Bus (Local Govt), Grad Dip Public Policy and Mgt, Grad Cert Property & Planning, GAICD

Andrew joined the StateCover Board in November 2020. He is Chair of the Risk Committee, a member of the Investment Committee, and a member of the People & Culture Committee.

Having begun his career in local government in 1983, Andrew has been the CEO of Riverina Water County Council for six years. He is a past board member of LG Professionals NSW.

Tracey Morris

B Bus (Accounting), CPA, ARLP Graduate, Exec Cert Local Govt, Grad Cert Rural Leadership

Tracey Morris joined the StateCover Board in November 2023 as an LGNSW Councillor Director. She has been an elected representative of Leeton Shire Council for the past 11 years and sits on the Western Region Planning Panel. Tracey’s background is in accounting and finance in both public and private agricultural companies. She is a member of the Audit Committee.

Sam Ngai

BE (Hons), LLM MBA, MPA, FCPA, GAICD

Sam joined the StateCover Board in November 2019 as an LGNSW Councillor Director. He has been a councillor at Ku-ring-gai Council since 2017 and is now the Mayor. He is also a director and former vice president of the Northern Sydney Regional Organisation of Councils. Sam previously worked in finance, strategy, risk and assurance roles in the energy industry.

Sam is Chair of the Technology Committee and a member of the Audit and Risk & Compliance Committees.

Todd Redwood

GAICD

Todd Redwood joined the StateCover Board in November 2023 as an LGNSW Councillor Director. He is a member of the Risk & Compliance Committee.

Todd has been a councillor at Armidale Regional Council since December 2021, and deputy mayor since January 2022. He represents the council as Chair of the Board for Project Zero30, a collaboration aiming to bring the LGA to net-zero greenhouse gas emissions by 2030.

Todd is also the Global Managing Director – Consumer, Retail and Food Sector for the British Standards Institution.

Craig Wrightson

B Bus (Local Govt)

Craig Wrightson is a Council Member Director who joined the StateCover Board in November 2017. He has over 25 years of experience in local government, including 12 as General Manager of the metropolitan Lane Cove Council, and has served on boards of local government insurance pool companies. Craig is Chair of StateCover’s Audit Committee, a member of the People & Culture Committee, and a member of the Investment Committee.

Andrew Zbik

BBA/LLB, GradDipLPrac, GradDipFinPlan, GAICD, SSA

Andrew is an LGNSW Councillor Director who joined the StateCover Board in May 2023, and is chair of the Investment Committee and a member the Technology Committee. He was a Lane Cove councillor for seven years, including a period as the mayor.

With his background in financial planning and investments, Andrew is owner-director of a financial planning business and responsible manager of an Australian Financial Services licensee. He is a member of the Australian Institute of Company Directors.